A Student Credit Card

                              IV. Post-Listening Exercises
         A few decades ago, getting a credit card was somewhat difficult and almost impossible for students with no credit history. Now, many students have their own. However, finding the best card is often difficult. What do you think are the dangers of having a credit card? Share your comments by recording your own ideas below:
         I have a student credit card, but when i was going to shopping or somewhere in İstanbul, i couldn't take my card. Because, my card is stolen by someone. Or i could forget it somewhere. Sometimes i forget its' place in my bag, i was very afraid. When i used it in shopping time, i didn't think to pay a lot of money with my card.

A Student Credit Card

                                   III. Vocabulary Activities
stuff (noun): miscellaneous items
dough (noun): informal for money
in the world: used to emphasize something you say
rating (noun): a measure to show how good something is
spend yourself in a hole (idiom): spend too much that leads to heavy debt
impulse (noun): a sudden desire
ridiculous (adjective): absurd, silly, without good reason
sky-high (adjective): very expensive
                       A NEW WORDS
 borrow : (v)ödünç almak
application (n): uygulama
 budget (n): bütçe
 least  (n): en az

A Student Credit Card

                                     II. Listening Exercises

1. According to the conversation, which item did the woman NOT purchase with her credit card?
A. a digital camera
B. a TV
C. a stereo
2. What is one reason to explain why the woman obtained a student credit card?
A. She wants to buy things at a discount using the card.
B. She hopes to establish a good credit rating.
C. She doesn't want to borrow from her parents.
3. According to the man, what is one reason for NOT having a credit card?
A. People generally have a difficult time getting out of debt.
B. Students often apply for more credit cards than they need.
C. The interest rates on student cards are very high.
4. What does the woman imply about how she plans on resolving her credit card problems?
A. She hopes that someone will give her the money.
B. She plans on getting rid of her student credit cards.
C. She is going to return the items she purchased on the card.
5. What is the man going to do for the woman to help her manage her money?
A. help her find a better paying job to cover her expenses
B. teach her how to prepare a financial management plan
C. show her how she can apply for low-interest student credit cards

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A Student Credit Card

                                                                     I. Pre-Listening Exercises
        Student credit cards are becoming more and more popular, but your credit rating can be affected by your credit history, and using a Web site that provides a credit score can help you monitor your financial well-being. Whatever the case might be, what are the advantages and disadvantages of using credit cards, particularly for people your age?
   To have a credit card, i think it is very hard, resbonsible for human. While people was using a student credit, they weren't thinking some money. Because credit has a lot of advantages. For example, no money, shopping center makes payment for people. People can take some thing a web site with a credit card. This is very easy and they pay a lot of money with a card. I think, user has particulary. People that have a job, isn't under 18 age can use a card.

III. Post-Listening Exercises
      
            Have you ever been in a situation where something was stolen from you? What happened and were your possessions ever recovered? 
    No, i haven't, but my grandfather have a car. Some children was stolen from grandfather. A day my parents and grandfather went to picnik by his car. He parked his car under the tree. We went to picnic area. While we were prefer to cook some meat, suddenly a car's alarm was ringing, we walked fast in under the tree, but his car wasn't in there. We called the police. And then his car was found without wheel.

   What can people do to protect themselves from theft at home or in public?
   They can stay a safe home, take an alarm their house, windows don't opened in nigth.
  Are there any special precautions tourists should take when traveling to another country?
    They should learn telephone number in the country, police,hospital hotel...

Personal Security

VOCABULARY EXERCİSE                                  A NEW WORDS

• knock(v): devirmek              polka: polonya dansı
• ordeal(n): çile                               wavy: dalgalı      
• robbe(v): soyulmak                      beard: sakallı
• struck(v): vurmak                        victim: kurban
• harmless(a): zararsız

Personal Security

                                  II. Listening Exercises
1. What was the man doing when he was robbed?   
   A. fishing by the stream
B. birdwatching in the park
C. coming home from work
2. What was the thief wearing?
A. a black striped dress
B. a light red sweater
C. tennis shoes
3. How tall was the thief?
A. about 170 cm
B. about 180 cm
C. about 190 cm
4. What did the thief take from the man?
A. his shoe
B. his leather briefcase
C. his hat
5. Who is the "bearded woman"?
A. a man who dresses up like a woman
B. a woman who robs men in the park
C. a man who lives in the park